About the agency
Independent, local, and here to help
Beneficial Insurance Agency, Inc. is an independent insurance agency serving families and businesses across the Southshore, Northshore, Louisiana, and Mississippi, with two locations to better serve you: our Southshore office in Chalmette and our Northshore office in Covington. Because we are independent, we are not tied to a single insurance company. We help our clients compare coverage and price across the carriers and markets we work with.
That independence matters most when something goes wrong. When you have a loss, our team can help you report the claim, follow up with the carrier, and understand the next steps.
We are, by our own description, a little old-fashioned about service. Requests get handled by the person who answers the phone (policy changes, ID cards, certificates) and our clients recommend us to their friends because of it.

- Licensing
- Louisiana Agency License #182914
Mississippi Entity License #15024525
Beneficial Insurance Agency, Inc. is licensed to serve clients in Louisiana and Mississippi. Louisiana Agency License #182914. Mississippi Entity License #15024525. - Offices
- Southshore office: 519 W. St. Bernard Hwy, Chalmette, LA 70043 · (504) 277-8000Northshore office: 90 Louis Prima Dr., Suite A, Covington, LA 70433 · (985) 875-0699Monday-Friday, 9:00 AM-4:30 PM · Closed weekends and most federal holidays
Our producers
The people you'll work with
Barbara Perez
Principal and Insurance Agent
Louisiana producer license #175567
Stephen Bech
Insurance Agent
Louisiana producer license #1250388
Carriers and markets
Insurance carriers and markets we work with
Not every company writes every product, and availability varies by state, location, property, and history. We match your risk to the markets that fit it.
- American Modern
- Assurant Flood
- Bluefire Insurance
- Cajun Underwriters
- Chubb
- Foremost Insurance Group
- GEICO
- Gulf States Insurance
- Hagerty
- ICAT
- Louisiana Citizens
- National Flood Insurance Program
- National General, an Allstate company
- Ocean Harbor
- Orchid Insurance
- Progressive
- Root Insurance
- SafePoint Insurance
- SageSure
- Swyfft
- The Hartford
- Wright National Flood Insurance Company
- Zurich
Put an independent agent to work
Free, no-obligation quotes across the carriers above, or just a straight answer about the coverage you already have.