Medicare
Medicare Insurance Options
Medicare is the federal health insurance program for people 65 and older and for some younger people with disabilities. Private insurance products exist alongside it, such as Medicare Supplement (Medigap) policies and Medicare Advantage plans. We help clients understand how these options work so they can make an informed choice.
Worth knowing in Louisiana
Which plans are available depends on where you live and the annual enrollment periods set by the federal Medicare program. We do not represent the federal government, and we cannot promise eligibility, pricing, or plan availability. Bring your questions and we will walk through the basics together.
Coverage schedule
What Medicare options can include
Each item below is a distinct coverage with its own limit and, in some cases, deductible. Whether a specific loss is covered always depends on the terms of the policy you purchase.
- 01Medicare Supplement (Medigap)
- Private policies that help pay some of the out-of-pocket costs original Medicare leaves behind, such as deductibles and coinsurance. Standardized plan types are set by federal rules.
- 02Medicare Advantage (Part C)
- Private plans that deliver Medicare benefits through a carrier network, often bundling drug coverage. Plan availability and networks vary by parish and change year to year.
- 03Prescription drug plans (Part D)
- Standalone plans that cover prescription drugs alongside original Medicare. Each plan has its own formulary and pharmacy network.
Talk through your Medicare insurance questions
Start with the questions you want help understanding. Our Chalmette and Covington offices can help you arrange a conversation with the agency.
- Tell us which Medicare-related insurance options you want to discuss.
- Ask what information to have ready for your conversation.
- Confirm available options for where you live and your situation with the agent.
- Use the initial request for contact details and general questions; keep medical details and identification numbers out of the message.
Speak with a local office
Contact our Southshore or Northshore office to discuss your questions and the next step.
More options from one local agency
We compare coverage across multiple carriers and markets, then explain the differences in plain language. Availability depends on your location, property, history, and the coverage you need.
View the carriers and markets we work withPrefer to talk it through? Contact our Chalmette office on the Southshore or our Covington office on the Northshore to discuss available options. You can also contact the agency.